AFSA
  • Home
  • About Us
    • AFSA MEMBER LOGIN
    • Board of Directors >
      • Retired Veterans Affairs
      • Family Matters
    • Past Presidents
    • Past Auxiliary Presidents
    • Executive Directors/CEOs
    • Chapters/Divisions
    • Headquarters Staff
    • Scholarships - Apply Support
    • AFSA Donors & Mission Partners
    • DONATE to AFSA
    • AFSA Store
    • AMB Benefactor Tree
    • Advertise & Sponsor AFSA
    • Employment & Volunteer Opportunities
    • Contact Us >
      • General Inquiries
      • Technical Issues
      • Website Content
  • Join AFSA
  • NEWS
    • Veteran Affairs News
    • TRICARE Information
    • Subscribe to AFSA Magazine
    • AFSA Magazine >
      • AFSA Fall 2022 Magazine
      • AFSA Summer 2022 Magazine
      • AFSA Spring 2022 Magazine
      • AFSA Magazine Winter 21-2022
      • AFSA Magazine Fall 2021
      • AFSA Magazine Summer 2021
      • AFSA Magazine Spring 2021
      • AFSA Magazine Winter 2021
      • AFSA Magazine Fall 2020
      • AFSA Magazine Summer 2020
      • AFSA Magazine Spring 2020
      • AFSA Winter Magazine 2020
      • AFSA Fall Magazine 2019
      • AFSA Summer Magazine 2019
      • AFSA Spring Magazine 2019
      • AFSA Winter Magazine 2019
      • AFSA Magazine Fall 2018
      • AFSA Magazine Spring 2018
      • AFSA Magazine Summer 2018
    • AFSA PUBLICATIONS >
      • AFSAGivesBack
    • Videos
  • LEGISLATION
    • Legislative Platform
    • Key Issues
    • Key Accomplishments
    • Action Center
    • Resources >
      • FY22 NDAA Summary
    • LAW 2022 >
      • LAW 2021
      • vLAW 2020
  • Member Benefits
    • AFSA Insurance
    • USAA - Auto and Banking
    • Vietnam Veterans Commemoration
    • Membership Information
    • Shop AFSA
    • Apply for Scholarships >
      • 2020 Scholarship Recipients
      • 2019 Scholarship Recipients
      • 2018 Scholarship Recipients
      • 2017 Scholarship Recipients
      • 2016 Scholarship Recipients
    • EdConnect >
      • EDCONNECT AFRC
      • EDCONNECT Guard Reserve
    • Preferred Learning Partners >
      • Columbia Southern Education Group
      • Waldorf University
    • JROTC and CAP Awards
    • Clear2Connect
    • Military Family Resources
    • Suicide Prevention
    • Disabled Vet Student Loan Help
    • Transition Support and Services >
      • eMentor Programs
      • National Labor Exchange
      • Veterans Job Support
      • Colorado Technical University
      • Oklahoma State University Entrepreneur Programs
    • Debt Destroyer Program
    • Financial Literacy
    • K9s for Warriors
  • Chapter Corner
    • Professional Development
    • AFSA Spirit Gear
    • Important Dates
    • Set It Forever AutoPay Membership
    • CAMPAIGNS >
      • Deployed
      • Family Matters
    • Communications & Marketing Materials
    • Chapter Education Resources
  • AFSA SUMMIT 23
    • USF Charity Golf 2023
    • CONVENTION 22
    • AFSAPEDS21 >
      • AFSAPEDS21 Schedule
    • AFSAPAC2020
    • AFSAPAC19
    • 2018 Professional Development Conference >
      • PAC18 Membership Contest
    • 2017 AFSA Convention >
      • 2017 PAC Award Winners
    • 2016 AFSA Convention >
      • 2016 PAC Award Winners
    • 2015 PAC Award Winners
  • Members LogIn

On the Road to Healthier Finances

AFSA introduces FELA, Financial Education & Literacy Advisers (FELA) offers a complimentary, online financial education program known as Life Cents for VALOR for AFSA members and their families. Through this program, AFSA members and their families get a complimentary personalized financial health assessment, special offers on financial services, and learn to better manage their money.

AFSA Members can benefit from this program in numerous ways. In addition to unlocking rewards by completing goals and earning badges in Life Cents, each participant then gains access to additional boot camp modules on various topics including budgeting, saving, credit scores, planning, retirement, and many more.
​

Getting where you want to go financially takes work,  and AFSA's new member benefit can help
​by providing an assessment and tools to learn better money management. 

Picture

Picture
Picture
HOW TO SIGN UP

  • Visit the Life Cents website here.
  • Agree to the Life Cents terms and conditions disclosure.
  • Create a user login.
  • Select your age bracket, gender, then marital status. ​
  • Select your education level, and if you are currently employed.
  • Select your total household income bracket.
  • Input your address for purpose of delivering rewards.

You will then be directed to your dashboard where you can begin your financial assessments. From the dashboard you can also update your profile and discover resources. This registration process takes less than five minutes. You are only one click away from a better, more secure financial life!


Home Mortgage Refinancing for Veterans

During a somewhat uncertain time, we are all looking to make careful choices to protect our families and our health. Many of us are also carefully reviewing our budgets to cut excess expenses to keep our financial health in shape. If you are a veteran considering whether to refinance your home mortgage, take a look at the resources below to help guide this choice.
 
7 Steps to Refinancing Your Home Mortgage
How do you best manage a successful mortgage refinancing campaign? Make these key steps the cornerstones of your refinancing plan.
 
Find the Best Mortgage Lenders and Refinancing Companies
Do your research to learn more about different types of loans, eligibility requirements and what you should look for when searching for the right mortgage lender for your needs.
 
Home Appraisals: Home Appraiser, Property Value & Tips
You should know a little about the process and how it works, both to decide if a home appraisal is in your best interest and to take any possible steps to influence the final appraisal number.
 
How to Improve Your Credit Score
Key takeaways include: Pay your bills on time, pay down your credit card balances to keep your credit utilization ratio low, and don't close old credit card accounts or apply for too many new ones.
 
Mortgage Assistance Programs for Veterans
There are several government-backed options that make the home-buying process more accessible to active and former military service members. 
 
What is a VA Loan?
Available to eligible veterans with key advantages such as: No down payment or mortgage insurance required and no pre-payment penalty for paying off a loan early.
 
VA Home Loans: A Guide For America’s Veterans
The ins and outs of VA loans explained.
 
Interest Rate Reduction Refinance Loan
Refinancing lets you replace your current loan with a new one under different terms. Find out if you’re eligible—and how to apply.

Apply for Scholarships

AIRMEN MEMORIAL FOUNDATION: Apply for Scholarships
Join to receive a free One-Course Scholarship from CSU

Read Breaking News from the Veterans Administration

Take Action

 Search for AFSA Chapter Nearest You 
​
Visit the Legislation Action Center

​Contact Your Elected Officials
Advertise with AFSA

Be Informed

Read the AFSA Magazine
Subscribe to the AFSA E-Newsletter
Subscribe to the Weekly Military & Government Brief


GET CONNECTED - Visit our Social Media Outlets and Subscribe to AFSA Information

SUBSCRIBE TO RECEIVE AFSA INFORMATION NOW!

  • Home
  • About Us
    • AFSA MEMBER LOGIN
    • Board of Directors >
      • Retired Veterans Affairs
      • Family Matters
    • Past Presidents
    • Past Auxiliary Presidents
    • Executive Directors/CEOs
    • Chapters/Divisions
    • Headquarters Staff
    • Scholarships - Apply Support
    • AFSA Donors & Mission Partners
    • DONATE to AFSA
    • AFSA Store
    • AMB Benefactor Tree
    • Advertise & Sponsor AFSA
    • Employment & Volunteer Opportunities
    • Contact Us >
      • General Inquiries
      • Technical Issues
      • Website Content
  • Join AFSA
  • NEWS
    • Veteran Affairs News
    • TRICARE Information
    • Subscribe to AFSA Magazine
    • AFSA Magazine >
      • AFSA Fall 2022 Magazine
      • AFSA Summer 2022 Magazine
      • AFSA Spring 2022 Magazine
      • AFSA Magazine Winter 21-2022
      • AFSA Magazine Fall 2021
      • AFSA Magazine Summer 2021
      • AFSA Magazine Spring 2021
      • AFSA Magazine Winter 2021
      • AFSA Magazine Fall 2020
      • AFSA Magazine Summer 2020
      • AFSA Magazine Spring 2020
      • AFSA Winter Magazine 2020
      • AFSA Fall Magazine 2019
      • AFSA Summer Magazine 2019
      • AFSA Spring Magazine 2019
      • AFSA Winter Magazine 2019
      • AFSA Magazine Fall 2018
      • AFSA Magazine Spring 2018
      • AFSA Magazine Summer 2018
    • AFSA PUBLICATIONS >
      • AFSAGivesBack
    • Videos
  • LEGISLATION
    • Legislative Platform
    • Key Issues
    • Key Accomplishments
    • Action Center
    • Resources >
      • FY22 NDAA Summary
    • LAW 2022 >
      • LAW 2021
      • vLAW 2020
  • Member Benefits
    • AFSA Insurance
    • USAA - Auto and Banking
    • Vietnam Veterans Commemoration
    • Membership Information
    • Shop AFSA
    • Apply for Scholarships >
      • 2020 Scholarship Recipients
      • 2019 Scholarship Recipients
      • 2018 Scholarship Recipients
      • 2017 Scholarship Recipients
      • 2016 Scholarship Recipients
    • EdConnect >
      • EDCONNECT AFRC
      • EDCONNECT Guard Reserve
    • Preferred Learning Partners >
      • Columbia Southern Education Group
      • Waldorf University
    • JROTC and CAP Awards
    • Clear2Connect
    • Military Family Resources
    • Suicide Prevention
    • Disabled Vet Student Loan Help
    • Transition Support and Services >
      • eMentor Programs
      • National Labor Exchange
      • Veterans Job Support
      • Colorado Technical University
      • Oklahoma State University Entrepreneur Programs
    • Debt Destroyer Program
    • Financial Literacy
    • K9s for Warriors
  • Chapter Corner
    • Professional Development
    • AFSA Spirit Gear
    • Important Dates
    • Set It Forever AutoPay Membership
    • CAMPAIGNS >
      • Deployed
      • Family Matters
    • Communications & Marketing Materials
    • Chapter Education Resources
  • AFSA SUMMIT 23
    • USF Charity Golf 2023
    • CONVENTION 22
    • AFSAPEDS21 >
      • AFSAPEDS21 Schedule
    • AFSAPAC2020
    • AFSAPAC19
    • 2018 Professional Development Conference >
      • PAC18 Membership Contest
    • 2017 AFSA Convention >
      • 2017 PAC Award Winners
    • 2016 AFSA Convention >
      • 2016 PAC Award Winners
    • 2015 PAC Award Winners
  • Members LogIn